Easy Brava answer the questions you have about buying a property on the Costa Brava.
Easy Brava, your real estate agency in Calonge, Sant Antoni de Calonge and Palamos answer to the questions who has the time to buy a house or apartment on the Costa Brava.
What are the costs and taxes involving a real estate purchase?
In addition to the agreed price, add 10% tax (VAT in the case of a new and ITP home in case of a second transmission), notary fees and land registry, roughly 1% of purchase and expenses of the agency, about 300 €.
In the case of a purchase with a mortgage, expenses and additional taxes will be calculated by the bank.
Who pays the agency fees?
What document is needed for a real estate purchase?
First, you need to be in possession of a valid national identity and, if you have the Spanish nationality, obtain the NIE, the tax identification number for foreigners that serves for all administrative procedures in Spain. This NIE is obtained in Spain by the intermediary of an agency or a notary, and from abroad, at the earliest representation of Spanish home.
It must be verified at the time of buying a home?
When passing an offer, especially to enter a down payment, the buyer should proceed to do some checks to avoid having a bad surprise. Pass through the intermediary of a professional as Easy Brava guarantees you a real estate purchase without problems.
1. Check the registration of the property to see if the property is affected by any load. The loads are of various types, these are the most common:
a) Mortgage: an inscription is usually done by a bank guarantee that the proceeds from the sale of the property will be a priority to pay back the debt contracted by the owner. Too often it follows the registration in the register when the debt has been returned long. The registration cancellation means expenses that are paid by the seller. Your real estate Easy Brava will take care of the necessary paperwork.
b) Embargo: When an owner has not fulfilled some of its obligations, it may take a creditor to register a lien on the property, and that this can not be transmitted until the debt is paid. This situation may involve quite lengthy paperwork, but your real estate agent again will handle everything.
c) Easement: Sometimes the land purchase is affected by an easement for his neighbour, for example, so that it can access your parcel or to pass some pipes.
d) Rental: When the house is rented, the tenant may be registered. It is one thing very little frequent.
2. The day of signing the notary, the seller must submit a few documents that your real estate agent is responsible for collecting
a) The certificate of occupancy. This document, established by a rigger, is valid for 15 years, and indicates that housing is fit for occupancy, the maximum number of occupants and the construction is in alignment with the regulations in force. But beware! The card is never a guarantee of good facilities and an electrical system can comply with the conditions of the certificate and have to be changed for bad state.
b) The energy performance certificate. This document, written by an authorized operator indicates which energy notation of the property and recommended actions for improvement. Currently in Spain, property notations are often poor or very poor, due to good weather conditions imply little need for such isolation. But the increase in prices of light and fossil fuels, pushing an improvement in this matter.
c) Proof of payment to the city council of taxes (IBI) for the current year and for the past 4 years.
d) If there is a community of owners, the community certificate confirming that the seller is aware of the payment of their dues.
Could make enlargements from my house?
For expansion options, you need to consult the Municipal Urban Management Plan. This document indicates for each field which are planning regulations, as is the maximum land use, the maximum floor area, number of floors, the minimum area of land, the minimum distance between buildings and boundaries of the plot, etc. ...
Who is responsible to proceed to changes in electricity meters, gas and water?
Each buyer is responsible to proceed to the pool changes its name. In the case of our property, we take care of these modifications. The day of signing the Notary Public, we do meter readings and proceed to changes in ownership within a few days.
The property offers additional services?
Our company aims to make life easier. If you have the project proceed with reforms, we can take care of all formalities with the administrations, give several quotes and take care of the follow-up if it is not here.
Also if you want to rent the property in summer?
Our estate agents Calonge, Sant Antoni de Calonge and Palamos, offer a rental service season including promotion, online reservations, collection, reception of tenants in housing and all necessary interventions during the holiday season. See our conditions.